Take control of your home loan.
Straight answers, and someone who picks up the phone.
Smarter advice. Loans that fit.
A home loan is the biggest cheque most of us ever sign. You should understand it before you sign it, and you shouldn’t have to chase anyone to find out where it’s at.
- 60+ lenders
Why people come to us
No cost to you
The lender pays us when your loan settles. If we ever charge a fee, you'll know the number before we start — never after.
Making jargon clear
LVR, offset, LMI — we'll explain each one the first time it comes up. There's no such thing as a silly question here.
We stay after settlement
We re-check your rate every year and tell you when it’s worth moving — even if the answer is "leave it alone".
Ready to make your next move with RateLine?
Four clear steps, from first conversation to settlement.
- 1
Call us – 13 13 79
Or book a call – choose a time
No obligation and no cost. Share your situation, goals and what you're looking to do. We'll get to know your needs, answer your questions and explain what happens next.
- 2
We compare suitable home loans
Your broker compares options from our panel of 60+ Australian lenders, weighing rates, fees and features against your needs.
- 3
We handle the application
We'll prepare the application, check every detail and work with the lender, valuer and conveyancer through approval.
- 4
Review your loan offer
Once the lender approves your application, we'll explain the offer, conditions, repayments and next steps so you can decide with confidence. Then we'll stay involved through settlement.