A smoother way to your next home.

Smarter advice. Lending that fits.
A smoother way forward.

On our lender panel
  • Macquarie logo
  • Westpac logo
  • Hume Bank logo
  • NAB logo
  • ING logo
  • ubank logo
  • Bankwest logo
  • 60+ lenders
Why people come to us

Straight answers, and someone who picks up the phone.

A mortgage is the biggest cheque most of us ever sign. You should understand it before you sign it, and you shouldn’t have to chase anyone to find out where it’s at.

No cost to you

The lender pays us when your loan settles. If we ever charge a fee, you'll know the number before we start — never after.

Plain English, always

LVR, offset, LMI — we'll explain each one the first time it comes up. There's no such thing as a silly question here.

We stay after settlement

We re-check your rate every year and tell you when it’s worth moving — even if the answer is "leave it alone".

Your first home

Make your first move

Take the first step towards a place that feels completely yours.

Ready to make your next move with RateLine?

Buy a home

From understanding the home loan process and comparing suitable options to lodging your application, your broker will support you at every step.

Refinance your home loan

We'll compare staying with your current lender against switching, including rates, fees, features and switching costs, so you can decide whether refinancing is worthwhile.

Four clear steps, from first conversation to settlement.

  1. 1

    Tell us about you

    Share your situation, goals and what you're looking to do. We'll get to know your needs, answer your questions and explain what happens next.

  2. 2

    We compare suitable home loans

    Your broker compares options from our panel of 60+ Australian lenders, weighing rates, fees and features against your needs.

  3. 3

    We handle the application

    We'll prepare the application, check every detail and work with the lender, valuer and conveyancer through approval.

  4. 4

    Review your loan offer

    Once the lender approves your application, we'll explain the offer, conditions, repayments and next steps so you can decide with confidence. Then we'll stay involved through settlement.

Questions we get asked a lot

Book in for an appointment, or give us a ring on 02 6412 5825.

Get in touch

Let’s start with a chat. No pressure, no cost.

Initial Consultation

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